CoBank Farm Credit Leasing

Lending support to rural America

CoBank Farm Credit Leasing delivers the benefits of leasing to agricultural and rural businesses throughout the United States. As a proud member of the Farm Credit System and wholly owned subsidiary of CoBank, Farm Credit Leasing has provided lease financing to producers, ranchers, agribusinesses, agricultural cooperatives, rural utility cooperatives, and rural water providers for decades. 

Chartered to provide leasing services for the Farm Credit System, our experienced team works collaboratively with our Farm Credit partners to understand your financing needs and help you take advantage of our broad range of flexible, easy-to-use leasing solutions, targeted toward helping you achieve your financial objectives.

CoBank Farm Credit Leasing

Why Leasing?

For any business, the real value of vehicles, equipment and facilities lies in using them, not owning them. Leasing offers a unique way to finance the assets you need now with the option to purchase, trade, renew, or return it later.

Leasing provides benefits not typically associated with other forms of financing. It’s an excellent way to save costs, improve cash flow, avoid equipment obsolescence, free up capital, and gain tax advantages.

Maximize Tax Benefits

For tax purposes, true leases can be treated as a business expense and the entire lease payment may be tax deductible. Lease purchase programs provide tax benefits that mirror those for owned equipment, such as depreciation and other eligible deductions.

Capital Preservation

Maintain financial flexibility and stability by preserving working capital. Leasing can provide 100% financing, including soft costs, with no down payment required so you can keep more cash on hand. Benefit from fixed rate financing and mitigate rising rates in the future. Leasing can also help manage loan covenants and be another source of financing.

Control Cash Flow

Fixed rates and flexible payment schedules allow matching payments to cash flow and the profits generated by the leased equipment. Lease payments can be tailored to the cash flow of your business. Monthly, quarterly, semi-annual, and annual, as well as seasonal, harvest pay, and step up or step down payments are available.

Estate Planning

Leasing can effectively help transition ownership of an asset to the next generation at the end of the lease term.

Planned Replacement

With lease financing, you can replace equipment regularly. A planned replacement cycle ensures access to reliable, low maintenance equipment at all times and avoids equipment obsolescence.

Flexible Financing

Leverage sale leasebacks to lease equipment or facilities already in place. New projects can be financed during their construction period and easily placed into a fixed term lease at completion.

What You Can Lease

Farm Credit Leasing can lease all types of machinery, equipment, vehicles, and facilities used in rural America and beyond.

Ag Production Equipment
  • Tractors & harvesters
  • Farm field equipment & implements
  • Fertilizer & chemical applicators
  • Livestock equipment
  • Irrigation
Buildings, Bins & Storage
  • On-farm buildings
  • Commodity storage
  • Greenhouses
  • Controlled atmosphere
Forestry Equipment
  • Logging equipment
  • Skid steer loaders & feller bunchers
  • Harvesters
  • Saw mill equipment
Grain, Feed, Fertilizer and Seed Storage & Handling
  • Grain storage & handling
  • Feed mills
  • Fertilizer blending & handling
  • Seed bins & handling
Material Handling & Construction
  • Forklifts
  • Racking & storage
  • Telehandlers
  • Skid steer & wheel loaders
  • Trenchers
Packaging & Processing
  • Processing lines
  • Packaging equipment
  • Wine, beer & spirit production
  • Canning & bottling
  • Autos, SUVs & light duty trucks
  • Medium & heavy duty trucks
  • OTR tractors
  • Trailers
  • Bucket trucks
Utility, Communication & Energy
  • Bucket trucks
  • Fleet vehicles
  • Electric vehicles
  • Trenchers
  • Mobile substations
  • Meters
  • Broadband equipment
  • EV charging stations
  • Buildings
  • Servers
  • Transformers
  • Solar arrays and battery storage
Water Systems
  • Meters/AMI/AMR
  • Pumps
  • Locators
  • Filtration equipment
  • Inspection devices

Customer Stories


Unlock incredible savings with acquisition services, maintenance and fuel services, license and title services and electric vehicle leases.

How it works

  1. We acquire the vehicle direct from the manufacturer with the exact options you need at a deeper discount versus purchasing at a dealership.
  2. We lease the vehicle to you with a fixed rate, low payment, stated purchase options and without mileage restrictions.
  3. At the end of the lease, you have the option to purchase the vehicle, sell it to another party, or trade it at the local dealership. Farm Credit Leasing can even sell it on your behalf.

For more information about FleetPartner, call 866-948-2928 or email us at

For more information, call 800-444-2929 or contact your CoBank relationship manager or local Farm Credit association.

To decide the right type of lease for your business, consult with your accounting, legal, or tax advisor. Leases will be originated in the name of Farm Credit Leasing Services Corporation, a wholly owned subsidiary of CoBank ACB. Farm Credit Leasing is not a cooperative; therefore, leases will not constitute patronage business, nor will they be eligible for patronage distributions of any kind.