Water Image

For rural communities to thrive, water and waste disposal must be acknowledged as a top priority. We recognize the critical nature of implementing timely water facility projects and offer a more streamlined finance process with far less paperwork.

Not-for-profits, municipalities and districts are among the many water and waste disposal borrowers who typically put funds toward projects such as these:

  • Create, improve and expand the supply of safe drinking water and waste disposal
  • Start a new construction project or expand an existing one
  • Upgrade equipment or perform needed maintenance
  • Purchase vehicles
  • Drill wells or replace pipelines
  • Repaint water towers
  • Reserve for emergency purposes

With our financing expertise in rural infrastructure and agriculture, we are more than equipped to handle your funding needs. We can put our water and waste disposal industry resources to good use as you navigate through major projects in good times and bad.

Financial Solutions

Lines of Credit

Ideal for funding unexpected projects, emergencies, or short-term needs

Term Project Financing

Borrow funds on a longer-term basis to assist with major system improvements

Refinancing

Save money and reduce your payments by refinancing your current debt

USDA Interim Financing

Partner with an experienced lender for easy access to low-cost construction financing for your USDA RD project

Municipal Notes and Bonds

Tax exempt and taxable financing options are available

Cash Management

Manage incoming and outgoing payments and maximize use of idle funds

Leasing

Flexible leasing options for vehicles, equipment and qualified facilities

We use CoBank’s interim financing tool on every project now, because it’s so easy. The bank understands Rural Development, and Rural Development understands CoBank.

– Bill Teichmiller, Chief Executive Officer, EJ Water Cooperative

Corporate Citizenship

As a mission-based cooperative lender and member of the Farm Credit System, CoBank is committed to serving as a good corporate citizen. The bank maintains a variety of corporate social responsibility programs primarily focused on rural America and the vitality of rural communities and industries.

Knowledge Exchange

Knowledge Exchange is CoBank's industry-leading research and knowledge-sharing program. Our team of economists and analysts covers rural infrastructure and other industries for the benefit of our customers and business partners.

Events

Each year, CoBank designs a series of events featuring a robust lineup of world-class speakers who deliver insightful presentations on industry trends, economic predictions and business practices. With ample opportunity to connect with industry colleagues, attendees discuss shared challenges and opportunities.

Contact

Julia McCusker
720-317-5965
jmccusker@cobank.com
IA, OH, SC
John DeLuca
303-694-5958
jdeluca@cobank.com
CA, CO, TX
Michael Griffiths
303-740-6479
mgriffiths@cobank.com
AL, FL, GA, LA, MS, SD
Matt Hale
303-740-6587
mhale@cobank.com
Investor-owned utilities
Justin Jones-Frazier
303-740-4038
jjones-frazier@cobank.com
Investor-owned utilities
Alex Georgievski
303-694-5868
ageorgievski@cobank.com
Other states