Water

For rural communities to thrive, water must be acknowledged as a top priority. CoBank recognizes and knows the critical nature of implementing timely water and wastewater projects. 

We know the importance of providing access to safe, clean drinking water all across America. We know it’s more than giving customers a great interest rate. It’s about staying on top of emerging trends. It’s streamlining the financing process with more efficiency and far less paperwork. It’s planning to upgrade aging systems and make repairs as needed. 

Not-for-profits, municipalities and districts are among the many water and wastewater borrowers who typically put funds toward projects such as these:

  • Create, improve and expand the supply of safe drinking water and waste disposal
  • Start a new construction project or expand an existing one
  • Upgrade equipment or perform needed maintenance
  • Purchase vehicles
  • Drill wells or replace pipelines
  • Repaint water towers
  • Reserve for emergency purposes

With our financing expertise in rural infrastructure and agriculture, we are more than equipped to handle your funding needs. We can put our water industry resources to good use as you navigate through major projects in good times and bad.

Financial Solutions

Lines of Credit

Ideal for funding unexpected projects, emergencies, or short-term needs

Term Project Financing

Borrow funds on a longer-term basis to assist with major system improvements

Refinancing

Save money and reduce your payments by refinancing your current debt

USDA Interim Financing

Partner with an experienced lender for easy access to low-cost construction financing for your USDA RD project

Municipal Notes and Bonds

Tax exempt and taxable financing options are available

Cash Management

Manage incoming and outgoing payments and maximize use of idle funds

Leasing

Flexible leasing options for vehicles, equipment and qualified facilities

We use CoBank’s interim financing tool on every project now, because it’s so easy. The bank understands Rural Development, and Rural Development understands CoBank.

– Bill Teichmiller, Chief Executive Officer, EJ Water Cooperative

Corporate Citizenship

As a mission-based cooperative lender and member of the Farm Credit System, CoBank is committed to serving as a good corporate citizen. The bank maintains a variety of corporate social responsibility programs primarily focused on rural America and the vitality of rural communities and industries.

Knowledge Exchange

Knowledge Exchange is CoBank's industry-leading research and knowledge-sharing program. Our team of economists and analysts covers rural infrastructure and other industries for the benefit of our customers and business partners.

Events

Each year, CoBank designs a series of events featuring a robust lineup of world-class speakers who deliver insightful presentations on industry trends, economic predictions and business practices. With ample opportunity to connect with industry colleagues, attendees discuss shared challenges and opportunities.

Contact

Chris Shaffner
303-740-6525
cshaffner@cobank.com
John DeLuca
303-694-5958
jdeluca@cobank.com
CO, KS, MN, MO, NE, OK, TX, UT
Bryan Ervin
303-740-4377
ervinb@cobank.com
HI, AK, investor-owned utilities
Michael Griffiths
303-740-6479
mgriffiths@cobank.com
AL, GA, FL, KY, LA, MS, TN, WV
Bentley Hodges
303-793-2139
bhodges@cobank.com
AR, AZ, CA, ID, MT, ND, NM, NV, OR, SD, WA, WY
Julia McCusker
303-694-5858
mccuskj@cobank.com
CT, DE, IA, IL, IN, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, VA, VT, WI