An abundant and reliable supply of clean drinking water and effective wastewater treatment are essential for both individual health and economic growth in rural communities. For more than 30 years, CoBank has provided financing to water cooperatives, water companies and not-for-profit and municipal systems throughout rural America. Our flexibility and industry knowledge allow us to serve utilities in a multitude of ways: helping to upgrade existing infrastructure, build new water treatment plants and distribution systems, integrate technology— to name just a few.




Loan Commitments

As a cooperative bank, we are focused on our customers’ success. Whether you are a small community system of 500 taps or a large, regional utility serving hundreds of thousands of customers, CoBank is proud to serve as a trusted advisor and financial partner for water organizations all across the country. We also coordinate with government loan programs, facilitating processes on behalf of our customers.

Our core passion is to take water where it’s needed. Our willingness to serve any customer and to expand in anticipation of future growth has spurred economic development in our region significantly. CoBank understands that. They have played a key role in our financial success.
– Glenn Marzluf, CEO and general manager at Del-Co Water

Financial Solutions

Term Loans
with maturities up to 30 years
Debt Refinancing
short-term construction and interim financing
Lines of Credit
 Interest Risk Management Cash Management

Industry Expertise

The sustainability and strength of this industry is important to us. And we’re proud to be recognized as thought leaders and trusted advisors, often invited to share our expertise in academic and government circles by speaking at industry conferences and weighing in on complex regulatory issues. An active member of the industry, we also provide financial support to national organizations including the National Rural Water Association, Association of Rural Water Organizations, and many regional and state rural water associations.

We use CoBank’s interim financing tool on every project now, because it’s so easy. The bank understands Rural Development, and Rural Development understands CoBank.
– Bill Teichmiller, Chief Executive Officer, EJ Water Cooperative


Chris Shaffner, Senior Vice President
Phone: (303) 740-6525

John DeLuca, Senior Relationship Manager
Supporting CO, KS, MN, MO, NE, OK, TX, UT
Phone: (303) 694-5958

Bryan Ervin, Regional Vice President
Supporting HI, AK, IOU
Phone: (303)740-4377

Bentley Hodges, Senior Relationship Manager
Supporting AR, AZ, CA, ID, MT, ND, NM, NV, OR, SD, WA, WY
Phone: (303) 793-2139

Michael Griffiths, Relationship Manager
Supporting AL, GA, FL, KY, LA, MS, TN, WV
Phone: (303) 740-6479

Julia McCusker, Regional Vice President
Supporting  CT, DE, IA, IL, IN, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, VA, VT, WI
Phone: (303) 694-5858