Health & Wellness
Good health and personal well being among our associates ultimately leads to more productivity, energy, creativity and focus in the workplace. CoBank provides eligible associates access to a competitive, flexible benefit package focusing on wellness. Options include:

• Medical Insurance
• Prescription Drug Coverage
• Health Savings Account (for High Deductible Plan participants)
• Flexible Spending Accounts
• Dental Insurance
• Vision Care Insurance
• Progressive Wellness Benefits (Weight Watchers at Work Program)

Planning for Retirement and Financial Security
As an associate, you may be eligible to participate in certain programs and services designed to help you build financial security for today and in the future. Associates become eligible for these benefits either on their date of hire or after one month of service.

• Defined Contribution Plan – 401(k)
• Short Term and Long Term Disability
• Life and Accidental Death & Dismemberment Insurance

Other Financial Services, including available membership in the FCE Credit Union of Omaha, Public Service Credit Union of Colorado, and a nationwide program with Wells Fargo Bank offering a wide variety of banking services.

Work-Life Balance
Our benefit programs and services provide eligible associates with resources that help them balance the responsibilities of their personal lives and work. They also promote an atmosphere of shared responsibility for balancing work and life concerns. As an associate, you may be eligible to participate in the following programs and services.

Time Away from Work
In addition to paid time off for Short Term and Long Term Disability, jury duty, bereavement leave and military duty, CoBank offers:

• Up to 22 days of vacation per year, depending on years of service for all full-time associates (starting at 15 days per year for new hires)
• 10 Holidays per year
• 10 sick day accruals per year, up to a maximum balance of 12 weeks
• Up to 10 of these accrued sick days per year may be used for family care in approved situations

Employee Assistance Program
CoBank sponsors this confidential service that provides professional assessment, referral and access to counseling services to help you and your eligible dependents with family or relationship concerns, drug or alcohol abuse, and stress, depression, or other problems that can affect your work/life balance.

Transportation & Parking
At the Corporate office, CoBank offers free covered parking. In addition, associates may be eligible to receive an Eco-Pass for the Denver-metro area. All banking center locations provide free parking for associates.

Dependent Care Flexible Spending Account
Tax-free contributions to this account can be reimbursed for child day care expenses necessary to enable you to work.

Adoption Assistance
An adoption benefit of up to $3,500 is available to associates to assist in defraying adoption-related expenses.

Mother’s Room
At our Corporate and Minneapolis offices, a private room is available for nursing mothers.

Additional Benefits
CoBank's benefits program extends beyond the traditional benefits offered by many employers. 

Corporate Giving
CoBank's corporate giving program enables every one of our associates to direct a donation of $200 each year to the non-profit organization of their choice.  This is not a matching donation, it is just another way the bank supports the community activities and interests of our associates.

Angel Day
CoBank is a firm supporter of the United Way and the United Co-Op Appeal.  To encourage associates to support these important efforts, the bank gives an extra day off, called an "Angel Day," to be used during the year for any associate who donates the equivalent of one hour of their salary per month for the year.