Our products and services include loans, leases, specialized financial products and services, as well as cash management and online financial services.  Our leases are offered through our wholly-owned subsidiary, Farm Credit Leasing.

We’ve been delivering financial services to rural American businesses since 1916, and over this 90-year history, we’ve grown to become a $62 billion member of the $197 billion Farm Credit System. The funds to finance CoBank’s loans come primarily from the sale of Farm Credit System securities to investors in the national and international money markets. These securities are widely accepted and highly attractive, so CoBank is able to offer competitive interest rates to our customers.

Unlike most financial institutions, CoBank is a cooperative, owned by our customers and led by a board of directors primarily elected by our customers. One of the benefits of being a customer-owner of CoBank is that each year, we return a substantial portion of our earnings through “patronage” payments, which are an important part of our value proposition.

CoBank operates in 13 locations: our national office in Denver, Colorado, 11 regional offices throughout the U.S., and an office in Washington, DC.  We also have an international representative office in Singapore.